Financial Controls for Churches & NFPs
Practical financial oversight — spending policies, approval workflows, and Xero setup — built for ministry finance, not generic corporate templates.
What Your Review Covers
- Spending and approval policies
- Segregation of duties
- Xero setup and chart of accounts review
- Financial reporting workflows
- Petty cash and reimbursement processes
Built for both boards we work with
Church finance teams and NFP boards manage money differently — but both need controls that are practical, not just theoretical.
For Churches
Often run by a volunteer treasurer managing tithes, offerings, and ministry spending — we build controls that are simple enough to actually follow, without needing a finance department to run them.
For NFPs
With multiple funding sources and grant conditions to track separately, we set up reporting structures and approval workflows that keep each funding stream accountable and auditable.
How your financial controls review works
Every organisation's finance setup is different, so the depth of work varies — but every engagement follows the same clear shape.
Free 13-Point Compliance Assessment
We start with a no-obligation review across 13 key compliance and financial areas — the same starting point for every church or NFP we work with.
A Straightforward Conversation
We walk you through what the assessment found, in plain English — including any gaps in spending controls or reporting workflows.
A Review Scoped to You
If a deeper review makes sense, we scope it to your actual setup — volunteer-run church finances or a multi-funded NFP. No generic templates.
A Plain-English Findings Report
You receive a clear, prioritised report on your financial controls, spending policies, and Xero setup — what needs fixing first, and why.
Support Implementing Controls (Optional)
If you'd like hands-on help setting up Xero, approval workflows, or spending policies, we can support you through it — at your pace, not ours.
Nearly two decades of audit and compliance experience
Cross Inspired Solutions was built on hands-on audit and accounting experience, not general business consulting applied to the sector as an afterthought. Co-founded by Matt Williams and Kim, we bring over 40 years of combined audit and accounting experience — plus active involvement in church ministry — to every engagement, so we understand both the financial realities and the pressures a volunteer treasurer or finance team is actually working under.
25+ years as an auditor (Matt) and 20+ years as an accountant (Kim)
Bachelor of Commerce and deep familiarity with financial systems including Xero
Active in church ministry — we understand this world from the inside, not just on paper
Before you get started
Both are possible. We can review your existing Xero setup and flag gaps, or work with you hands-on to configure your chart of accounts, approval workflows, and reporting structure — depending on what you need after your free assessment.
Yes — often more so. Smaller, volunteer-run finance teams are exactly where simple, practical controls matter most, since there's usually less built-in oversight than a larger organisation with dedicated finance staff.
It means no single person controls a financial process from start to finish — for example, the person approving a payment shouldn't also be the one who processes it. Even in small teams, simple checks can be built in without needing extra staff.
An audit checks whether past financial statements are accurate. This review looks forward — assessing whether your current policies, workflows, and systems are set up to prevent problems before they happen.
Start with a free assessment
See where your church or NFP stands across 13 key compliance and governance areas — at no cost, with no obligation.
Claim Your Free Assessment